What Does Child Support Cover?

Base Child Support is for Basic Living Expenses

Many questions arise when it comes to child support and what is covered and what is not.

The biggest misconception by some is that the base, or monthly, child support payment covers all child support expenses. However, the base child support is calculated in order to cover a child’s bare necessities,  such as food and clothing.

However, the cost to raise a child is much more than basic living expenses such as education or school fees, medical, child care, entertainment, and extracurricular activities, among other things. These expenses need to be shared across parents in order to ensure that children get the financial support they deserve from both of their parents.

To help clarify this issue, all 50 states have established child support guidelines to determine the amount of child support a parent may be required to pay. As such, courts take into consideration a variety of factors, such as a parent’s income and ability to pay, the financial needs of the child and the amount of support needed to maintain a child’s existing standard of living, if at all possible.

When it comes to accountability, this is only a requirement in 13 states, all other courts assume the funds are paying for the necessary expenses to raise the child and, therefore, courts will not monitor the spending habits of a custodial parent.

Because child support laws vary greatly among the states, it is important to check the child support guidelines in your state to determine how alimony may be calculated in your particular case.

Below is a listing of what basic child support may be used for:

Basic Necessities – Food, Clothing and Shelter

Obviously, children need food, proper clothing, and a safe and comfortable place to live. At a minimum, child support may be used to purchase groceries, snacks, beverages, and other food items. It may also be used to purchase shoes, jackets, and appropriate clothing. Also, child support may be used to pay for the child’s related shelter costs, such as mortgage or rent, lighting, telephone, and utility bills.

 

 

Additional Child Support is Paid to Cover Other Expenses

Medical Care

Children need basic medical care. Most states require divorced or separated parents to carry some form of health insurance for their child. Typically, the parent with better employee-covered benefits will be required to carry the medical, dental and/or vision insurance plan.

Uninsured Medical Expenses

Child support may be used to pay for uninsured or “extraordinary” medical expenses. “Extraordinary” medical expenses may include any out-of-pocket medical costs that exceed the cost of a basic health care insurance plan, including co-pays, deductibles, and surgery costs. In many circumstances, child support may be used to cover these and other expenses, such as dental braces, casts, eyeglasses, and other special health care costs (especially if a child has pre-existing special medical needs). Most states require both parents to split the cost of additional medical care (depending on their state’s guidelines).

Education Expenses (School fees, tuition, supplies, books, sports, and other related costs!)

Education is not free, even if a child is attending a public school. There are several fees needed to support school-aged children. Therefore, child support may be used to pay for many school-related needs, such as school clothes/uniforms, tuition fees, textbooks, lunch money, and private tutors, if necessary.

Childcare, daycare and summer care

If one or both parents are unable to care for their child due to work-related issues, then child support may cover the costs of childcare expenses. This may include the cost of daycare services, babysitters, nannies, or other childcare expenses and fees. This may also include the cost of child care during summer months, spring break, and some holidays.

Transportation & Travel

Since children need to get from one place to another safely, child support may be used to pay for basic transportation and travel cost. This may include the cost to maintain a car, including gas fees, car payments, registration, and insurance, or the cost to ride a bus or other form of transportation.

Child support may also be used for travel costs — especially when a child is traveling to visit the noncustodial parent in another area, for instance.

Entertainment

Many courts hold that a child is entitled to basic entertainment, which may include access to computers, television programs, games, and the Internet, among other things. This may also include visits to a movie theatre, amusement parks, camping trips, and other outings. Therefore, child support may be used for a child’s age-appropriate entertainment desires, as agreed upon between the parents.

Extracurricular Activities – Summer Camp, Sports & More

Child support may be used to pay for a child’s extracurricular activities — typically those that fall outside of regular school hours. This may include after-school programs/classes, summer camp, sports activities, clubs (for example, Girl Scouts), and other non-school related activities.

College Expenses

In some instances, child support may be used to pay for a child’s college expenses. Many states reason that a child’s education should not suffer because of their parents’ divorce or separation. These states will typically require a noncustodial parent to contribute to the cost of college, even after the child has reached the age of majority if the child is attending full-time and has not yet graduated.

In conclusion, courts will factor the essential financial and support needs of a child and reflect those needs in a child support order. If a child’s needs change, or if there is a significant change in a parent’s circumstances, however, it may be necessary for a parent to file for a modification of existing child support, or contact a child support lawyer in their area.

 

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