For decades, employer wellness programs focused on the physical: biometric screenings, step challenges, smoking cessation, gym membership subsidies, nutrition campaigns, and preventive health reminders. Those programs still have a place, but they address only part of the employee wellbeing equation. … Read More
Child Support
Employers Are Already Processing Wage Garnishments. Now They Can Help Employees Build Credit From Them
Most employers treat wage garnishments as a payroll task. But that view misses a larger opportunity. A wage garnishment is also a signal of financial stress, reduced resilience, and potential impact on productivity and retention. The Hidden Employer Cost Each … Read More
Child Support and Wage Garnishment: Why You Deserve Credit for Payments You Already Make
If you pay child support through wage garnishment, you are consistently meeting one of your most important financial obligations. But that consistency often goes unrecognized. You are making payments every month, yet your credit may not improve the way it … Read More
Wage Garnishment Is Taking Your Paycheck. Here’s How It Could Help Your Credit Starting Today
If your wages are being garnished, it can feel like you are being punished twice. Money is automatically taken from your paycheck, yet even though you are paying consistently, you often receive no positive credit for it. That is the … Read More
Why Wage Garnishment in the Workplace Is a Financial Wellness Problem Employers Can’t Ignore
Wage garnishment isn’t just a personal financial issue—it’s increasingly becoming a workplace challenge that impacts employee productivity, stress levels, and overall well-being. Wage garnishment in the workplace creates real challenges for both employees and employers trying to manage financial stress. … Read More
How to Unlock Carrier Credits to Fund New Employee Benefits — Without Increasing Your Budget
Many benefits leaders know employees need more support but struggle to find room in the budget. What often goes unnoticed is that the funding may already be embedded in the insurance relationship. Insurance carrier wellness funds that employers are reimbursed … Read More
How to Use Insurance Carrier Wellness Funds to Support Employee Wellbeing Programs
Many employers are exploring ways to improve employee wellbeing but feel limited by budget constraints. In many cases, that limitation is not real. Organizations often already have access to insurance carrier wellness funds that employers are reimbursed for through their … Read More
How to Unlock Insurance Carrier Wellness Funds to Pay for Employee Benefits
Most employers assume that funding a new employee benefits or wellbeing program requires additional budget approval. In many cases, that assumption is incorrect. Many organizations already have access to insurance carrier wellness funds that employers are reimbursed for through their … Read More
How Insurance Carrier Wellness Funds Can Pay for Financial Wellbeing Programs
Most employers assume they need new budget to invest in financial wellbeing or employee wellness programs. In many cases, that assumption is incorrect. Many organizations already have access to insurance carrier wellness funds that employers are reimbursed for through their … Read More
What Your Benefits Broker Isn’t Telling You About Wellness Funding
Most employers assume that if wellness funding exists, someone would have already told them about it. In reality, many companies have access to wellness funding through their medical insurance plans and never use it. Understanding what your benefits broker isn’t … Read More
How Family Loans Can Help You Build Credit and Improve Your Financial Future
Family loans are often seen as a simple way to borrow money from someone you trust. Whether it is helping with an emergency expense, covering a major purchase, or providing short term support, many people turn to family instead of … Read More
How Employers Can Fund Wellness Programs Without Increasing Budget
Most employers assume that adding a new wellbeing or financial wellness program requires new budget. That assumption is often what stops progress before it even starts. In reality, many organizations already have funding available. They just are not using it … Read More
How to Get Credit for Paying Bills You Already Owe
Many people assume that paying bills on time should automatically help improve their credit score. The reality is that most everyday payments, even when they are made consistently, do not count toward your credit. Understanding how to get credit for … Read More
Carrier-Funded Wellness Dollars: The Budget Employers Don’t Know They Have
Most employers believe they do not have the budget to add another wellbeing or financial wellness program. That assumption is often wrong. Many organizations already have access to funding through their medical insurance plans. This funding can be used to … Read More
Why Most Employers Think They Don’t Have Budget for Wellness Programs
Most employers believe they do not have the budget to add another wellbeing or financial wellness program. That assumption is often wrong. Why most employers think they don’t have budget for wellness programs comes down to how funding is understood … Read More